Offer affordable credit through our lending marketplace
Help employees with on demand pay
Grow your customer base by offering credit
Free access to our lending platform
Deliver credit instantly without investing in change
PayMachine provides in app credit to users so they can meet daily financial and lifestyle needs.
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Easy Access
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Easy Funding
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Easy Reporting
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Easy Payments
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Easy Reconciliation
Increase loyalty to your business
Welcome to the on demand economy
PayMachine is a Web and API Credit Lending as a Service (CLaaS) provider. Our financial technologies enable your business to provide instant access to funds for your employees and bill paying customers.
Once integrated into your web and mobile experience, PayMachine provides a personalized in app credit marketplace to your customers and employees so they can meet daily financial and lifestyle needs in three easy steps. PayMachine updates the available credit daily enabling your users to build their credit worthiness.
How it works
Set-up in minutes
Enter basic business information and the type of users – consumer or employee or both.
Choose a pay limit
Select up to the max amount of credit available. We will track, analyze and report how it is used and make recommendations.
Build brand loyalty
Instant access to funds for your people, products and services based on our advanced risk management tools.
Become a partner
The PayMachine partner program is offered to payment processors and licensed financial institutions that integrate with our API.
We provide a revolving credit facility for a Base Fee calculated based on our internal credit score engine.
Please note all potential partners must contact us to be approved before we add you as a partner. We look forward to working together!
Let’s start a conversation
Complete the form below